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Digital nomads and SafetyWing: 6 reasons to have good travel medical insurance

Digital Nomad Travel Insurance

In the world of digital nomads, fixed jobs have disappeared, and the world has become the office. They have returned to their nomadic roots, giving wings to the desire to travel and explore new destinations.

Constantly on the move and embracing the freedom of remote working, digital nomads go from the busy streets of big cities to the serenity of small villages on a journey that sometimes turns into a whirlwind of adventure.

However, amid so much excitement, it’s easy to overlook the importance of protection against unforeseen circumstances.

If you’re a digital nomad, welcome! You’ve come to the right article! Here, I’ll show you some challenges you may face (and maybe you’ve already experienced) and how good travel medical insurance can help.

I recently got to know SafetyWing, and it can be a reliable wingman on your journey as a traveler and professional. In this article, I’ll highlight some of the features of Nomad Insurance and show you how it responds to some of the situations that, as a digital nomad, you need to be prepared for.

What is Safetywing?

Safetywing is an international insurance company created by digital nomads for digital nomads, which makes it special. Understanding the real needs of those who have adopted remote working outside their home country, the company has created travel medical insurance covering more than 180 countries. And it offers it at the best competitive price on the market.

SafetyWing Travel Insurance

The challenges of digital nomads (and how to overcome them)

1. Unpredictable health emergencies

As a digital nomad, your lifestyle is characterized by flexibility and freedom, but this also brings its share of risks, especially regarding health.

Without the safety net of employer-provided health insurance, you must be prepared to navigate the intricacies of healthcare systems in different foreign countries.

Whether you’re dealing with a sudden illness or injury or simply need routine medical care, having access to reliable health services is fundamental to well-being when you’re on the road.

With SafetyWing

Understanding the importance of prioritizing health when you’re a digital nomad, Safetywing has created comprehensive coverage that includes, among other benefits, treatment for unexpected illness or injury, ambulance and emergency transportation, medical evacuation, and emergency dental treatment.

2. Theft and loss of valuables

As you navigate the world as a digital nomad, your belongings are your lifeline, containing everything from work essentials to personal items. However, the reality of travel includes the constant risk of theft, loss, or damage to valuables.

Whether you’re exploring busy cities or more remote landscapes, the threat of theft or accidental loss is always present.

With SafetyWing

Simply take out Safetywing insurance with an electronic device theft cover add-on. You can be reimbursed for some of the value of stolen items, including laptops, cameras, lenses, smartphones, e-readers, music players, tablets, earphones, earplugs, iPads, AirPods, and drones.

3. Travel interruptions

For any digital nomad, freedom is fundamental. However, this can change with the possibility of unexpected events.

Unfortunately, whether due to unforeseen circumstances in your home country or even the death of a close relative, you may find yourself having to return home.

With SafetyWing

SafetyWing’s Nomad Insurance includes trip interruption and return home, covering up to a one-way economy class ticket on air or ground transportation to your home area in your home country.

4. Liability protection

As you traverse the world as a digital nomad, working remotely and exploring new territories, you must be aware of the potential legal risks that may arise along the way. The nature of your lifestyle exposes you to a unique set of legal challenges that require careful consideration.

With SafetyWing

SafetyWing understands the importance of liability protection for digital nomads and offers coverage to deal with these risks. So, if you find yourself in a situation where you are legally responsible for paying costs associated with accidentally injuring someone or damaging or losing other people’s property, your insurance will help.

5. Evacuation due to local disturbances or natural disasters

Venturing into unknown territories is part of your adventure as a digital nomad. However, with exploration comes the potential for unexpected emergencies, including local crises or natural disasters. In such situations, having access to support and evacuation services is crucial to your safety and well-being.

With SafetyWing

Nomad Insurance includes cover for evacuation due to local disturbances and accommodation if you have to evacuate your location due to a natural disaster.

6. Additional benefits and advantages

In addition to all the cover provided for health and travel, SafetyWing also offers a range of additional benefits and advantages adapted to the lifestyle of a digital nomad.

  • 24/7 customer support;
  • Possibility of visiting any local medical provider and submitting a reimbursement afterward;
  • Subscription to Nomad Insurance before you leave or at any time during your trip;
  • For every 3 months abroad, you’re covered for visits to your country of up to 30 days (15 days for US residents);
  • Possibility of a monthly subscription, which can be canceled at any time.

Get more information

For more information on SafetyWing and Nomad Insurance, check out the company’s website and all the detailed health and travel coverage information.

When reflecting on the unique lifestyle of a digital nomad, it becomes clear that the freedom and flexibility of remote working come with several challenges and uncertainties. Whether navigating new cultures, exploring unfamiliar territories, or adapting to ever-changing environments, the need for a safety net becomes ever more apparent.

Travel insurance isn’t just about protecting your belongings or covering medical expenses; it’s about safeguarding the essence of your lifestyle. By having the right cover, you’re not only mitigating financial risks but also ensuring you can continue pursuing your passions and adventures with confidence and peace of mind.

So, as you continue your journey as a digital nomad, remember the importance of having good insurance. Whether finding the right policy for your needs or taking proactive steps to reduce risks, prioritizing your safety and security ensures that you can continue to embrace the freedom and adventure of nomadic life to its full potential.

Digital Nomads & SafetyWing

A Note From Marlene

Please take note that the information provided in this article is for general informational purposes only. While I always aim to deliver the best possible information to my readers, it’s essential for travelers to thoroughly review their insurance policy documents and seek clarifications or assistance from SafetyWing’s dedicated customer service team.

It’s crucial to remember that all insurance inquiries, claims, and relations should be directed through SafetyWing. As an ambassador, I do not handle such matters. Therefore, please contact SafetyWing’s customer service team for any assistance.

Marlene On The Move

Marlene Marques

Marlene is the creator of Marlene On The Move. A journalist by profession, she created the blog to share her adventures around the world. It is not unusual for her to set off to discover new countries and cultures with a surfboard as luggage.



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