Is it important to have travel insurance?

Last Updated on 05/05/2026 by Marlene Marques

Traveling is one of the best things in the world, but when we’re planning our getaways, we always wonder: “Is it really necessary to buy a travel insurance policy?” After all, it’s one more cost to add to the budget.

However, the answer can make all the difference between a peaceful vacation and a real headache.

Why is it important to have travel insurance?

Unforeseen events occur, and it’s precisely for these moments that travel insurance is crucial. Whether it’s a canceled flight, lost luggage, or a health issue, a good insurance covers these situations and helps prevent stress from spoiling the experience.

In this episode of the “Travel Questions” series, I address a follower’s question and discuss the importance of getting travel insurance. I also reveal which insurance I use — a reliable option with comprehensive coverage and affordable prices.

Watch the full video here:

(Don’t forget to turn on the EN subtitles)

How do I choose the right insurance?

To find the right insurance, consider the following things:

• Destination: Some regions require specific coverage, such as enhanced medical assistance.
• Activities: Do you plan to do adventure sports, such as surfing? Make sure they are included in the policy.
• Medical cover: Check the maximum amount covered for medical expenses, especially in countries with expensive health services.

Special discount for Marlene on the Move readers

To make your decision easier, I’m offering a 5% discount on my insurance, exclusively for blog readers. Make the most of this opportunity to travel with the security you deserve without blowing a hole in your travel budget.

Get your discounted insurance now!

Traveling is about creating memories, and insurance can be the invisible companion that guarantees nothing gets in the way of your adventures.

Be sure to watch the video and share your experience with travel insurance in the comments, or leave any other travel-related questions you may have!